Closing the Information Gap


IFA-Enhanced Philanthropy: A Research Companion for Accountants
A research companion for accountants on combining an IFA with strategic philanthropy to amplify client impact, create new assets, and preserve their estate.

IFA-Enhanced Estate Equalization: An Accountant’s Guide
Discover how to use an Immediate Financing Arrangement (IFA) to fund a life insurance policy for estate equalization, allowing your clients to treat all heirs fairly without selling the family business.

The IFA Mindset: Is Your Temperament Suited for a Leveraged Strategy?
Explore the “IFA Mindset,” the unique blend of psychological fortitude, emotional discipline, and long-term perspective required to successfully manage a leveraged financial strategy like an Immediate Financing Arrangement.

Using an Existing Life Insurance Policy for an IFA: An Accountant’s Guide
Discover whether you can use an existing life insurance policy for an Immediate Financing Arrangement (IFA). This guide for accountants weighs the pros and cons of leveraging a current policy versus acquiring a new one, focusing on lender requirements, financial efficiency, and key strategic trade-offs.

How to Select an IFA Lender: An Accountant’s Guide
A practical guide for accountants on selecting an IFA lender in Canada. Includes a due diligence framework, a comparative worksheet, and key client talking points.

A Guide to IFA Insurers and Lenders
An Immediate Financing Arrangement (IFA) is built with two key providers: an insurance company and a lender. This guide for accountants explains the different types of insurers and lenders in the Canadian market and shows how strategically pairing them is essential to structuring a successful IFA that aligns with specific…

A Look Under the Hood: Why Whole Life is the Engine for an IFA
For accountants: discover why the contractual guarantees and specific design of Whole Life insurance make it the only suitable engine for a stable, long-term Immediate Financing Arrangement (IFA).

IFA vs 10-8: Lessons Learned and Changes Made
The fear of a 10-8 repeat is understandable, but the modern IFA is a fundamentally different and more robust strategy. Learn the key architectural differences that give the IFA its structural integrity and why it’s a resilient tool for accountants to consider for their high-net-worth clients.

IFA vs. Conventional Investment Loans: An Accountant’s Guide to Leverage
For accountants advising high-net-worth clients, it’s crucial to understand the difference between conventional investment loans and an Immediate Financing Arrangement (IFA). This guide compares their strategic purpose, risk profiles, and tax-effective repayment methods to help you guide clients to the appropriate choice.
