Closing the Information Gap
If an IFA Frees Up Capital, Why Doesn’t Every Business Owner Have One?
An IFA promises to unlock capital tied up in corporate-owned life insurance, but it’s not a standard strategy for every business. This guide answers why, exploring the practical realities of scale, leverage, and risk for business owners.
The IFA Question: Why Isn’t Every Physician Using This Strategy?
If you’re a physician who has heard about the Immediate Financing Arrangement (IFA) and thought it sounded “too good to be true,” your skepticism is a valuable filter. This guide moves beyond the sales pitch to provide a balanced, no-nonsense look at the IFA strategy. We focus on the “why…
When Your Client Asks ‘Why Don’t I Have an IFA?’: A Wealth Advisor’s Guide
The IFA is often pitched as a simple arbitrage, but the reality of portfolio integration is far more complex. This guide for wealth advisors explores the real challenges of investment suitability for interest deductibility and helps you answer when your client asks, “Why don’t I have an IFA?”
When Your Client Asks ‘Why Don’t I Have an IFA?’: An Accountant’s Guide
As a trusted advisor, your successful clients will eventually ask about the Immediate Financing Arrangement (IFA). This guide helps you prepare for that conversation by explaining the strategy’s nuances, managing professional risk, and confidently answering the question, “Why don’t I have an IFA?”
What is an IFA? An Overview for Canadians
Transform your life insurance from a passive document into an active financial tool. This guide explains the Immediate Financing Arrangement (IFA), a sophisticated Canadian strategy that unlocks your policy’s capital for investment opportunities today.
What is an IFA? An Overview for Canadian Business Owners
For Canadian business owners, an Immediate Financing Arrangement (IFA) solves a key capital dilemma. Discover how this powerful strategy lets you fund critical needs like buy-sell agreements while immediately unlocking capital for reinvestment, all while creating significant corporate tax deductions.
A Foundational Guide to Immediate Financing Arrangements (IFAs)
This comprehensive Taxevity Navigator guide provides a definitive analysis of the Immediate Financing Arrangement (IFA). Designed for financial professionals and detail-oriented clients, it explores the intricate mechanics, advanced tax strategies like the Capital Dividend Account (CDA), a historical look at the 10-8 strategy, and a full comparison of IFAs, IRPs,…
Accountant Companion: Navigating Canadian Interest Deductibility for Investment Loans
Canadian Accountants: This companion provides an overview of interest deductibility for investment loans under ITA 20(1)(c). Explore the “purpose of earning income” test, tracing rules, CRA Folio S3-F6-C1, landmark jurisprudence, and eligible vs. non-qualifying uses. A helpful resource for advising clients on leveraged strategies, including IFAs, and understanding tax compliance…
Wealth Advisor Companion: Charting Interest Deductibility for Leveraged Investing in Canada
Canadian wealth advisors: Guide your clients through the complexities of leveraged investing and interest deductibility with this comprehensive companion. Understand the “purpose of earning income” test, tracing rules, qualifying investments, recent tax changes (mid-2025), and practical strategies like the Smith Manoeuvre and IFAs. Equip yourself with actionable insights to help…