Smart Philanthropic Design

Amplifying Your Impact Without Depleting Your Family's inheritance
A single drop of golden light creating expanding ripples, symbolizing the multiplier effect of philanthropic giving.
For donors, the challenge isn't the desire to give—it's the conflict of finite resources: the worry that allocating significant capital to a Donor Advised Fund (DAF) or Foundation might limit the family's financial capacity or erode the inheritance intended for the next generation.

Replace "Or" with "And"

We design insurance strategies that allow you to multiply your charitable impact while simultaneously preserving—or even increasing—the inheritance you leave to your loved ones. By integrating tax credits, corporate surplus strategies, and life insurance leverage, we turn your philanthropic vision into a sustainable financial reality.

Optimizing the Funding Mechanism

You likely already utilize a Donor Advised Fund (DAF) or Private Foundation to manage your giving. But how do you fund it? While donating appreciated securities is tax-smart, it is a finite resource. Integrating corporate-owned life insurance provides a distinct asset class that can replenish your estate and create a massive, tax-free windfall for your foundation exactly when it’s needed most—creating a legacy of “infinite” giving.

Protection

Preparing Your Legacy: Understanding The Deemed Disposition

Growth

What is an Immediate Financing Arrangement (IFA)?

Impact

Tax-Efficient Giving in Canada [for business owners]The Pros And Cons Of Donating Life InsuranceDonating 'My Par Gift'Will PowerIFA-Enhanced Estate Equalization [for your accountant]IFA-Enhanced Philanthropy [for your accountant]

Architecting your Giving Strategy

We work seamlessly with your Gift Planner, Family Office, or Foundation Board. Our role is to provide the financial architecture that validates the sustainability of your gift, ensuring your philanthropic vehicle supports your giving timeline—whether that is in perpetuity or within your lifetime.
Explore the Journey