The Wealth Advisor’s Insurance Partner
Insurance shouldn’t be a competitor to your client’s investment portfolio.
When a client needs liquidity for estate taxes, the traditional solution is to sell assets—reducing capital efficiency and disrupting your investment strategy.
We offer a different approach: Strategic Leverage. With an Immediate Financing Arrangement (IFA), your client secures insurance coverage and borrows against the policy’s cash surrender value to re-invest back into your portfolio. We protect the estate and the portfolio’s integrity.
Enhancing After-Tax Results
We help you model strategies that improve capital efficiency—using the advantages of permanent life insurance for Protection, Growth, and Impact.
Whether through Immediate Financing Arrangements (IFA) that keep capital invested in your portfolio, or Corporate Estate Bonds that reduce tax drag on passive income, our goal is to enhance the Net Estate Value without disrupting your Investment Policy Statement (IPS).
Protection: Risk Management & Due Diligence
The Business Owner’s Financial Journey [for accountants]The Capital Dividend Account (CDA) [for business owners]A Clear Guide to CCPC and Shareholder [for business owners]The Corporate Insured Retirement Plan [for business owners]Growth: After-Tax Wealth Accumulation
For Wealth Advisors: Beyond IRR with Permanent Life InsuranceA Foundational Guide to Immediate Financing Arrangements (IFAs) [for accountants]Wealth Advisor Companion: Charting Interest Deductibility for Leveraged Investing in CanadaWhen Your Client Asks ‘Why Don’t I Have an IFA?’: A Wealth Advisor’s GuideHow an IFA Performs in Different Economic Climates [for accountants]Integrating IFAs: Enhance Client Wealth & Your Advisory PracticeThe Wealth Advisor’s Role on the IFA Core Advisory TeamImpact: Legacy & Succession Planning
Smart Philanthropy [for business owners]Donating 'My Par Gift' [general]Will Power [general]IFA-Enhanced Philanthropy [for accountants]IFA-Enhanced Estate Equalization [for accountants]The IFA-Enhanced CDA: A Wealth Advisor’s Guide to Unlocking Trapped Corporate ValueMore Resources for Learning and Sharing
For more detailed explanations, review our resources for accountants.
For your clients who want to understand advanced concepts before meeting us, feel free to use articles from our neutral, educational client-facing hubs: