Financial Enhancement for Physicians

Convert corporate active income into permanent, tax-sheltered wealth without the "Passive Income Grind".
Stylized golden glass DNA helix floating in a plum mist, symbolizing the intersection of medicine and wealth preservation.

You are an expert in medicine, not tax law.

Physicians face a unique paradox: high active income, but punitive tax rules on passive investments. As you retain earnings in your Medical Professional Corporation (MPC), you hit the “Passive Income Wall”, where investment income is taxed at over 50% and can grind down your Small Business Deduction.

We architect structures that insulate your retained earnings from this tax drag, allowing you to focus on your practice while your wealth compounds efficiently.

Protection

Your greatest asset is your ability to earn an income. Secure it first.
Disability Insurance For PhysiciansCritical Illness Insurance For PhysiciansLife Insurance For PhysiciansCorporate-Owned Life Insurance (COLI)The Capital Dividend Account (CDA)Federal Budget 2024: How Life Insurance Can Protect Your Wealth from Rising Capital Gains TaxFinancial Planning For Physicians

Growth

Build assets inside your corporation without the tax drag.
Tax Planning For PhysiciansTax-Smart Investing For PhysiciansDiversify with Alternative Assets and Permanent Life Insurance [general]Optimizing Interest Deductibility for Your Medical Practice & InvestmentsIFA Strategies for PhysiciansMastering IFAs for Physicians (5 parts)Why Isn’t Every Physician Using an IFA?The IFA Core Advisory Team: A Requirement for SuccessAn IFA is a Team Sport: Is Your Advisory Team Built to Win?The Physician Investor’s Blind SpotMedicus vs. IPP vs. CIRP vs. RCA [for your accountant}

Impact

Transfer your professional success to the next generation efficiently.
Retirement Planning for PhysiciansA Doctor’s Guide to the Medicus Pension PlanEstate Planning For PhysiciansDonating Life InsuranceMy Par GiftWill PowerIFA-Enhanced Philanthropy [for your accountant]

Is your MPC tax-efficient?

Many medical professional corporations are "over-taxed and under-insured". We provide a preliminary review to diagnose if your current structure is leaking wealth to the CRA.
Start the Diagnostic Process